Finance

Get on the road in 3 easy steps

  1. Apply online with no impact to your credit score*
  2. Get pre-approved for finance before your vehicle search so you know how much you can afford
  3. Find your new vehicle or we will help you find it with our free personal shopping service

Why Choose Happy Motor Finance?

  • If you currently have a vehicle on finance, we can help you get your Settlement Figure
  • Most credit scores considered
  • Get finance on new or used motors
  • £0 deposit options
  • No arrangement fees
  • Get a decision in minutes
  • We check a wide panel of lenders

We act as a credit broker, not a lender. Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.